Circulars

Way Weekly Bulletin 201130

by Admin Way Financial Admin Way Financial No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Upcoming Virtual Client Events for Way Members

Members who have made use of the client events have all received positive feedback from their clients.  Now, there is an easier for you to promote this service to your network so as to generate new business and referrals and build your reputation.

For each client event, there will be a registration link along with the related poster for you to send out, broadcast, or simply upload onto your own social media platform.  Your clients register by themselves, indicating who invited them, and Administration Department will collect the data for you to follow-up.  Before the event, you will be sent the link of the live event and you can either send it to those clients who have registered, or host it as your own client virtual gathering.

Here is the information for the first event in December:

20 Taxman Secret: #1 Principal Home Deduction #18 Intergeneration Tax Saving

Time & Date: 10:55 am, Saturday, December 5th

Language: Mandarin

Time & Date: 1:55 pm, Saturday, December 5th

Language: Cantonese

Registration link: https://forms.gle/GrHd8QEjUZfXHyS67.

NEW Investment Transfer-in $2,000 Campaign (Dec to Jan)

Get an additional $2000 bonus for transferring-in registered investments from third parties (e.g. banks, mutual funds companies, etc.)!

Transfer-in 5 clients and qualifiers will already get $500 in advance.

Attendance for Amanda’s training at 11am, December 2nd, Wednesday, is mandatory for participation in this campaign.

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114 or Trainer Amanda Ngan (amandangan@aristowealth.ca) for her tips and joint-field-work support in closing these transfer-in business to qualify for the $2,000!

Marketing Poster for Canada Life 3-Months Free Premium Promotion (December)

As previously mentioned, the Platform has designed a new poster for your use in promoting the extended Canada Life 3-Months Free Premium campaign.  The poster is designed for members’ unique use so you would not see any logos, including Way’s, on it – feel free to add your own company logo to it.  The wording is also intended to push for immediate action from clients.  There will be a poster for each of the subsequent months of the campaign.

Check out and utilize the attached and below posters for December:

         

Connection Campaign – Advanced Bonus (October to November)

For those who have already qualified, reach out to Accounting Department at account@wayfinancial.ca to get your rewards.

You can continue getting Connection Profits for all of your connections.  Simply input your connection’s name on Way’s website as below to get started: https://wayfinancial.ca/.

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

 

Carriers’ Updates

Canada Life

Insurance

Canada Life Weekly Call

Time & Date: 10am PST, Wednesday, December 9th

Speaker: Mike Cunneen, Senior Vice-President, Insurance and Independent Distribution; Tim Prescott, President, Quadrus Investment Services Limited and Vice-President, Wealth Distribution; Brad Fedorchuk, Executive Vice-President, Group Customer; Steve Fiorelli, Senior Vice-President, Wealth Solutions and Andrea Frossard, Senior Vice-President, Par Insurance

With 2021 just around the corner, Canada Life will be providing a 2020 year in review.

Register in advance

Contact Carol Ng at Carol.Ng@CanadaLife.com or (604)377-7203 or Aldous Lam at Aldous.Lam@canadalife.com or (604)443-8215 if you have any questions.

Investment

Further to members’ request on last Friday’s training presentation, attached are the files on recommended funds for your reference.  Wholesaler Richard Chen can be reached at richard.chen@canadalife.com or (604)338-6416 if you have any questions.

iA

Investment

iAIM Weekly Fall Series

Webinar #8: Asset allocation : An update on IA’s managed solutions and outlook on 2021

Time & Date: 8am to 8:30am, Wednesday, December 2nd

Guest: Sébastien Mc Mahon, MSc., Econ, PRM, CFA, Senior Portfolio Manager, Diversified Funds and Economist

Join Meeting

For those who missed the iA investment roadshow last week, watch all the recording of the presentations here.

iA Connected – The preapproved RRSP loan offer is back!

The 0.50% RRSP loan interest rate discount is in effect from November 9th, 2020, to February 12th, 2021.

Click here for more details.

Contact Hilda Ng at hilda.ng@ia.ca or (778)873-1254 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

 

Upcoming Virtual Trainings

 

 

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

 

 

All You Need to Know about PAC — RBC Mike Jackson

10am, Wednesday, December 2nd

Don’t miss this this wrap up training on announcing winners, plans going forward, eg. RRSP contribution and more referrals etc.

Click here to join the meeting

Effective Ways to Transfer-in Investment — Amanda Ngan

11am, Wednesday, December 2nd

Learn from MDRT prospecting expert, Amanda, will tell you how to generate steady client streams.  Please note attendance for this training is mandatory for participation in the new Transfer-In $2000 Campaign.

Click here to join the meeting

 

TuGo’s New Visitors to Canada Travel Insurance – Exclusive Product and its Details — TuGo Hélène Desjardins

11am, Friday, December 4th

Learn about this new travel insurance for visitors to Canada, currently only available exclusively to a few selected firms including Way Financial.  You will also hear from Hélène the new COVID-19 insurance and more.

Don’t miss out to providing the extra service to your clients and their families.

Click on link below to register:

https://attendee.gotowebinar.com/register/3978742665335396623

News from the Insurance Council of British Columbia

Online LLQP Exam Registration Now Available 

Registration for the LLQP Exam can now be completed online through the Insurance Council website. Examinees can register themselves for exam modules, pay exam fees, and schedule exam dates through the online portal on https://www.insurancecouncilofbc.com/. They can also view their exam results online.

To learn more, see information about the new exam registration process.

Disciplinary Decisions

Kamna Suri was disciplined for breaching the Insurance Council Rules and Code of Conduct for failing to conduct a written financial needs analysis for a client, providing inaccurate information and omitting information in the client’s policy application, providing one client’s sales illustration to another, and failing to properly document conversations with the client.

Employment Opportunity

An employment opportunity has arisen at a Way Member’s office.  Grandtag Financial is looking for a Distribution Support as per the attached job posting.  An incentive is provided to our members with successful referrals for the position.  Please contact Michelle Yeung for more information at michelle.yeung@grandtag.ca.

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

 

Way Weekly Bulletin 201123

by Admin Way Financial Admin Way Financial No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Reminder on Office Guidelines in Managing COVID-19

This is a friendly reminder to members on following the latest announcements by health officials on the COVID-19 pandemic as well as our office guidelines to ensure a safe and healthy work environment.  As the office has announced at the onset, masks are mandatory when coming into the office; they have now become mandatory in all indoor public spaces, so that includes the office building.

The office continues to support members via the telephone, instant messengers and e-mails and arranges for staff to work remotely where possible.

Visitors should sanitize their hands upon arrival at the office.  Persons who are not feeling well, have travelled outside Canada within the last 14 days, have been in contact with a person confirmed to have COVID-19 or have the following symptoms are asked not to come to the office:

  • Fever
  • Chills
  • Cough
  • Shortness of breath
  • Loss of sense of smell or taste
  • Diarrhea
  • Nausea and vomiting

Let’s all do our part to stop the spread of COVID-19.

Client Events for Way Members – How to Use it in the Most Efficient and Effective Way

Members who have made use of the client events have all received positive feedback from their clients.  Now, there is an easier for you to promote this service to your network so as to generate new business and referrals and build your reputation.

For each client event, there will be a registration link along with the related poster for you to send out, broadcast, or simply upload onto your own social media platform.  Your clients register by themselves, indicating who invited them, and Administration Department will collect the data for you to follow-up.  Before the event, you will be sent the link of the live event and you can either send it to those clients who have registered, or host it as your own client virtual gathering.

Here is the information for the first event in December:

20 Taxman Secret: #1 Principal Home Deduction #18 Intergeneration Tax Saving

Time & Date: 10:55 am, Saturday, December 5th

Language: Mandarin

Time & Date: 1:55 pm, Saturday, December 5th

Language: Cantonese

And here is the registration link: https://forms.gle/GrHd8QEjUZfXHyS67.

Ask admin@wayfinancial.ca if you have any question.

Canada Life Term Promotion Campaign – Free Premiums Offer Extended!

Canada Life is extending their special introductory offer of free three months premium on qualifying, new term 20, term 30 and term-to-age-65 policies, in BC.  Business from other provinces will enjoy four months premium free.  The last eligible date for application submission is March 1st, 2021.

This is an unprecedented offer and there are also updates on SimpleProtect to make your application process smoother.  A client can get $2 million in coverage in just 10 minutes!  Watch this video if you do not know how to use SimpleProtect.

The office will be updating the promotional poster for your use with new catch lines, which will be available shortly.

Review the attached CL Term Sales Offer for more details.

 

Contact Carol Ng at Carol.Ng@CanadaLife.com or (604)377-7203 or Aldous Lam at Aldous.Lam@canadalife.com or (604)443-8215 if you have any questions.

Getting More New Business and Referrals amidst COVID-19 by Addressing Your Clients’ Concerns

Many clients are concerned about the health and safety of themselves and their loved ones during this second wave of the pandemic.

Refer to the text template on iA Acci7 Plus hospitalization benefits below to help you get new business in midst of the current situation.  Note that the FYC rate for Acci7 Plus is 50% of annual premium so it’s definitely an attractive product for both clients and advisors.

Send the following to your clients in two consecutive messages:

  1. Hi XXX, because I care about your well-being, I am sending you information on insurance that covers for COVID-19 for at least the upcoming few months.  Many Canadians should want to apply for it, so please forward the info below to your family and friends.

XXX 你好,在這新冠肺炎肆虐期間,我關心你的健康,請查收若因感染這病毒而要住院的現金保險賠償,你的親友亦會關注,請將以下訊息多轉發。

XXX 您好,在这新冠肺炎肆虐期间,我关心您的健康,请查收若因感染这病毒而要住院的现金保险赔偿,您的亲友亦会关注,请将以下讯息多转发。

  1. Caring message from advisor, (your first name and last name)

The 2nd wave of COVID is here, it is necessary to know your options of getting cash benefits from coverage on hospitalization due to the virus.  See the following hospitalization benefits and consider coverage at a lower rate of $1-2/day for at least these few months.  Feel free to call or text xxx (your first and last name and your phone number) to find out more about your rights.  Please forward this message and information to people you care about so they can get the same protection.

(你的姓名)的關愛訊息

鑑於COVID的第二次浪潮,萬一不幸染病須要入醫院,你應有權知道如何獲得現金賠償保障。以下是住院保障詳情,每日只須$1-2,欲了解詳情,請致電或短訊給(你的姓名電話號碼XXXXXXXXXX)。請將這訊息轉發給你關心的親友,讓他們獲得基本保障。

(你的姓名)的关爱讯息

鉴于COVID的第二次浪潮,万一不幸染病须要入医院,您应有权知道如何获得现金赔偿保障。 以下是住院保障详情,每日只须$1-2,欲了解详情,请跟我联系(你的姓名电话号码XXXXXXXXXX 或WeChat)。 请将这讯息转发给您关心的亲友,让他们获得基本保障。

This is not only a convenient way to secure your existing clients, it is also a timely opportunity to prospect and convert those without good service from their existing advisors.

B2B Bank Loan Programs

Year-end is approaching and clients may be making last contributions to their TFSAs and planning for their RRSPs. Explore the option of helping your clients leverage opportunities in getting a TFSA loan or RRSP loan. See the attached overviews and current rates below:

B2B Bank RSP Loan Program Rates

Amortization Period Variable Rate Products Fixed Rate Products
1 year 2.95%
(Prime1 + 0.50%)
5.95%
2 years 2.95%
(Prime1 + 0.50%)
6.95%

B2B Bank TFSA Loan Program Rates

Amortization Period Variable Rate Products
1 – 2 years 3.20%
(Prime1 + 0.75%)

More rates information is found here: https://b2bbank.com/advisor-broker-rates/loan-rates

Contact Danya at danya.wang@b2bbank.com or (236)688-6201 if you have any questions.

Connection Campaign – Advanced Bonus (October to November)

For those who have already qualified, reach out to Accounting Department at account@wayfinancial.ca to get your rewards.

There is only one more week to get your advanced bonus for your connections!  Don’t wait, set-up your appointments now.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/.

 

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

 

RBC PAC Campaign 2nd Series – $2,000 Lump-Sum Bonus (September to November 2020) – only one more week left!

 

Carriers’ Updates

 

Canada Life

 

Group Benefits

Use the following one-pager to show your clients what Group Benefits can help them do.

Also attached are the presentation summary on Group Benefits and an quick guideline on Group Retirement Savings Plan.

Contact Jason Yang at YingJason.Yang@canadalife.com or (236)668-3194 if you have any questions.

 

iA

Investment

We were informed that there was a backlog on paper applications for iA’s RESPs.  Use the online application to apply and get account set-up for your clients within 24 hours and to start the PAC within 1 to 3 days!  Watch the attached iA RESP Tool Tutorial Video if you do not already know how to use the RESP e-App.

iAIM Weekly Fall Series

Webinar #7: Will 2021 be the year of dividend paying stocks?

Time & Date: 8am to 8:30am, Wednesday, November 25th

Guest: Donny Moss, CFA, Senior Portfolio Manager, North American Equities (iAIM)

Join Meeting

For those who missed the iA investment roadshow this show, watch the recording of the presentation here.  There will be three more presentations in each of the coming 3 days.

Contact Hilda Ng at hilda.ng@ia.ca or (778)873-1254 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

 

iA Connected – Transition 10-year Quick-payment Option

Did you know that Canadians have never thought more about their health than in 2020?

Click here to learn how the transition 10-year quick-payment option allows your clients to benefit from lifetime coverage that is fully paid up after 10 years.

 

Manulife

Insurance

Here’s a recorded video of Chris’s presentation last Friday: Hidden Gems with Manulife – How Manulife products Stand Out in Highly Competitive Markets for your reference.

 

Contact Chris Chang at chris_chang@manulife.com or (604)355-4879 if you have any questions.

 

Upcoming Virtual Trainings

 

 

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

 

 

Advocis Practice Development Module — Prospecting/Mentor Input

8:30am, Tuesday, November 24th

Way is providing an extra training resource to our members by offering the Advocis Practice Development series, focusing on skills and knowledge for newer advisors to further your development and ensure success in the industry.

Join Microsoft Teams Meeting

 

Prospecting Strategies: Prepare Early for the RRSP Season — Amanda Ngan

11am, Wednesday, November 25h

Learn from MDRT prospecting expert, Amanda, will tell you how to generate steady client streams.  Amanda will also announce a NEW business campaign to be kick-started next month.  Don’t miss out!

Join Microsoft Teams Meeting

 

Canada Life Wealth Products Update — CL Richard Chen

11am, Friday, November 27th

Richard will give you an update on Canada Life Seg Fund products and review recommended funds with you.

Join Microsoft Teams Meeting

 

Events Schedule – December (updated)

The updated Events Schedule for December is attached for your reference.

 

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

 

Way Weekly Bulletin 201116

by Admin Way Financial Admin Way Financial No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Connection Campaign – Advanced Bonus (October to November)

For those who have already qualified, reach out to Accounting Department at account@wayfinancial.ca to get your rewards.

For others, there are only two more weeks to get your advanced bonus for your connections!  Don’t wait, set-up your appointments now.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/.

 

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

 

RBC PAC Campaign 2nd Series – $2,000 Lump-Sum Bonus (September to November 2020) – only two more weeks left!

Visualizing a PAC/DCA Strategy (feel free to share this with your client)

Let’s take a look at an example of a DCA strategy in action. Here we’ll make the following assumptions about the client:

·         They have $25,000 in cash to invest.

·         The client elects to deploy this cash across ten equal monthly installments of $2,500.

To align this example with the market scenario that many investors fear – a sharp near-term pullback – we’ll make the following assumptions spanning the 10 month DCA period:

·         Initial market decline of 20%. Depicted by the unit price of the hypothetical fund falling from $10 to $8 over the first two months.

·         Gradual recovery after bottoming. Depicted by the unit price rising from $8 to $9.20 over the ensuing period.

Cumulatively, in this example, the hypothetical fund declines 8% over the ten month DCA period.

Important takeaways for the DCA investor

Despite the uneasy feelings generated from a market pullback, the DCA investor benefits as their $2,500 monthly contributions end up going further – purchasing more units of the fund.

http://rbcglobalassetmanagement.newsweaver.com/v2files/shard1/81326/34/6eea76d317e38243fcbc49.png

http://rbcglobalassetmanagement.newsweaver.com/v2files/shard1/81326/d7/53597e68461463435fa2ca.png

 

Carriers’ Updates

 

Canada Life

 

Investment

The National Bank printed packages which include the borrowing-to-Invest information (46-10482) form is now available electronically only. This form must be submitted with the loan application and investment instructions. PDF CL Borrowing-to-Invest information is attached for your information. Start using the electronic packages tDear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Connection Campaign – Advanced Bonus (October to November)

For those who have already qualified, reach out to Accounting Department at account@wayfinancial.ca to get your rewards.

For others, there are only two more weeks to get your advanced bonus for your connections!  Don’t wait, set-up your appointments now.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/.

 

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

 

RBC PAC Campaign 2nd Series – $2,000 Lump-Sum Bonus (September to November 2020) – only two more weeks left!

Visualizing a PAC/DCA Strategy (feel free to share this with your client)

Let’s take a look at an example of a DCA strategy in action. Here we’ll make the following assumptions about the client:

·         They have $25,000 in cash to invest.

·         The client elects to deploy this cash across ten equal monthly installments of $2,500.

To align this example with the market scenario that many investors fear – a sharp near-term pullback – we’ll make the following assumptions spanning the 10 month DCA period:

·         Initial market decline of 20%. Depicted by the unit price of the hypothetical fund falling from $10 to $8 over the first two months.

·         Gradual recovery after bottoming. Depicted by the unit price rising from $8 to $9.20 over the ensuing period.

Cumulatively, in this example, the hypothetical fund declines 8% over the ten month DCA period.

Important takeaways for the DCA investor

Despite the uneasy feelings generated from a market pullback, the DCA investor benefits as their $2,500 monthly contributions end up going further – purchasing more units of the fund.

http://rbcglobalassetmanagement.newsweaver.com/v2files/shard1/81326/34/6eea76d317e38243fcbc49.png

http://rbcglobalassetmanagement.newsweaver.com/v2files/shard1/81326/d7/53597e68461463435fa2ca.png

 

Carriers’ Updates

 

Canada Life

 

Investment

The National Bank printed packages which include the borrowing-to-Invest information (46-10482) form is now available electronically only. This form must be submitted with the loan application and investment instructions. PDF CL Borrowing-to-Invest information is attached for your information. Start using the electronic packages today!

Join Richard’s training at 11am, Friday, November 27th, to find out more or reach out directly at richard.chen@canadalife.com or (604)338-6416 if you have any questions.

 

 

 

iA

Insurance

 

See the highlights of transition critical illness insurance below:

  • 25-or 4-illness coverage with the option to decrease to 50% for mortgage needs
  • Coverage terms of 10, 20 or 25 years, up to age 75, or for life
  • Coverage amounts from $10,000 to $2,500,000
  • No systematic medical requirements for coverage under $200,000 for clients 50 and under

PDF iA Transition 10-year Payment is attached for your reference.

Contact Jackie Singzon at (604)220-7692 and Danielle Fairbank danielle.fairbank@ia.ca or (778)886-8492 for if you have any questions.

 

Investment

iAIM Weekly Fall Series

Webinar #6: Corporate credit: Looking towards 2021

Time & Date: 8am to 8:30am, Wednesday, November 18th

Guest: Jean-Pierre D’Agnillo, CFA, Principal Portfolio Manager, Corporate Bonds (iAIM)

 

Join Meeting

 

Contact Hilda Ng at hilda.ng@ia.ca or (778)873-1254 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

 

 

iA Connected – More Social Media Tips

Did you know that Instagram is already being used by approximately 70% of American businesses, and more and more professionals use this network, which has over one billion users, a majority of which are young people and women?

Click here to learn more information.

 

 

RBC

Investment

 

RBC Insurance Wealth Event – Supporting you through times of market uncertainty

Time & Date: 11:30am to 12:30pm, Wednesday, November 25th

Speaker: Norman So, Vice President & Portfolio Manager, Bill Tilford, Vice President & Portfolio Manager & Mike Jackson, Senior Sales Consultant

Registration link: https://vote.pollstream.com/l/Lx24cBI?popup_layout=800

 

Contact Mike Jackson at mike.jackson@rbc.com or (604)363-7583 or Matthew To at matthew.to@rbc.com or  (604)219-0134 if you have any questions.

 

Upcoming Virtual Trainings

 

 

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

 

 

Advocis Practice Development Module — Prospecting

8:30am, Tuesday, November 17th

Way is providing an extra training resource to our members by offering the Advocis Practice Development series, focusing on skills and knowledge for newer advisors to further your development and ensure success in the industry.

Join Microsoft Teams Meeting

 

See attached Advocis Module 3 Activity Sheet to refer to during the training.

 

Business Management on Profit Sharing – How Good is It? — Stephen Lai

11am, Wednesday, November 18th

Come learn how efficient business operations can enhance your business volume and compensation.

Join Microsoft Teams Meeting

 

Hidden Gems with Manulife – How Manulife products Stand Out in Highly Competitive Markets — ML Chris Chang

11am, Friday, November 20th

Listen to Chris’ presentation on how ML products stand out in highly competitive markets.

Join Microsoft Teams Meeting

 

Events Schedule – December

The Events Schedule for December is attached for your reference.

 

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

 

Way Weekly Bulletin 201109

by kingtechadmin kingtechadmin No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Reminder on Office Guidelines in Managing COVID-19

As the flu season arrives and given the latest announcements by health officials on the COVID-19 pandemic, we would like to remind all members to maintain the highest hygiene and safety measures to stay healthy and safe.  Members must follow physical distancing protocol and wear a mask while at the office. Visitors must sanitize their hands upon arrival.  Commercial sanitization of the office will be arranged this Friday and further instructions will be given to the office users shortly.

Persons who are not feeling well, have travelled outside Canada within the last 14 days, have been in contact with a person confirmed to have COVID-19 or have the following symptoms are asked not to come to the office:

  • Fever
  • Chills
  • Cough
  • Shortness of breath
  • Loss of sense of smell or taste
  • Diarrhea
  • Nausea and vomiting

For contact tracing purpose, please inform the Administration Department at admin@wayfinancial.ca if you have been exposed or diagnosed with the virus.

Our Operations Team continues to be at your service virtually:

2021 Calendars

Please be informed the 2021 calendar orders have arrived at the office.  For members who have placed an order, please touch base with Administration Department to pick up your items.

Members say these calendars are useful tools in relation-building with their clients/prospects, generating referrals and enhancing their own reputation.  Ask us about future orders.

Way has also ordered special calendars as a gift for our members wishing everyone good health and fortune in 2021.  Come get yours at the office while supplies last.

Connection Campaign – Advanced Bonus (October to November)

Last month to go to get your advanced bonus for your connections!  Don’t wait, set-up your appointments now.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

RBC PAC Campaign 2nd Series – $2,000 Lump-Sum Bonus (September to November 2020)

Only three more weeks left to get your $2,000 for the PAC Campaign!

Marketing Poster for Canada Life 3-Months Free Premium Promotion (November)

The 3-months free premium promotion is ending soon. Remember, all business must be received between September 1st and December 1st inclusive. This offer extends to reissues, if the original policy qualified. The first premium must be paid for by the client for the contract to take effect.

 

 

Check out and utilize the attached and below posters for November:

       

Carriers’ Updates

Canada Life

Insurance

Check out the estate transfer+ tool to see how you can use permanent life insurance to preserve your clients’ capital and enhance net estate values.

Contact wholesaler, Carol Ng at Carol.Ng@CanadaLife.com or (604)377-7203 if you have any questions.

For those who missed the live Canada Life Day virtual event on October 28th, presentations are now available online and you can now stream each individual session on demand and earn CE credits. A short quiz will follow to confirm your understanding of the content.

iA

Investment

iAIM Weekly Fall Series

Webinar #5: U.S. stock market: perspectives and innovation themes

Time & Date: 8am to 8:30am, Wednesday, November 11th

Guest: Jean-Pierre Chevalier, CFA, Portfolio Manager, U.S. Equities (iAIM)

Join Meeting

RBC

Investment

The presentation file for Mike’s training last Wednesday is attached for your reference.

Contact Mike Jackson at mike.jackson@rbc.com or (604)363-7583 or Matthew To at matthew.to@rbc.com or  (604)219-0134 if you have any questions.

Upcoming Virtual Trainings

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

A Deeper Dive into Canada Life UL — CL Carol Ng, Jeff Nason & Richard Chen

11am, Friday, November 13th

CL Carol Ng will tell you how to put together a UL plan based on your client’s needs, what funds are available under UL contract and what are the fund recommendations.

Join Microsoft Teams Meeting

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

Way Weekly Bulletin 201102

by kingtechadmin kingtechadmin No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Client Events for Way Members

Way coordinates for client events that can be utilized by members to help you generate repeated and referral business, build your own reputation in your network, as well as stay connected with your clients.  Don’t miss the upcoming sessions in November on high-in-demand topics:

12 Executor Tactics: #3 “Deprobate” Liquid Asset and #12 Long Term Care ROP

Special guest, RBC Mike Jackson, will be interviewed to talk about using segregated funds for estate planning purpose – this is a must-view session for a wide range of clients: those looking at wealth transfer and those who are helping their parents do estate planning.

Time & Date: 10:55 am, Saturday, November 7th

Language: Mandarin

Time & Date: 1:55 pm, Saturday, November 7th

Language: Cantonese

12 Executor Tactics: #7 Participating Cash Value and #10 Back to Back Charity

Time & Date: 10:55 am, Thursday, November 19th

Language: Mandarin

Time & Date: 1:55 pm, Thursday, November 19th

Language: Cantonese

Members who want to invite their clients can register with admin@wayfinancial.ca by indicating the session they are interested in and the names of their guests (don’t forget your own name!).  Ask Administration if you have questions on Client Events for Way Members.

Connection Campaign – Advanced Bonus (October to November)

Last month to go to get your advanced bonus for your connections!  Don’t wait, set-up your appointments now.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

RBC PAC Campaign 2nd Series – $2,000 Lump-Sum Bonus (September to November 2020)

Only four more weeks left to get your $2,000 for the PAC Campaign.  Attend RBC Mike’s training at 10am, this Wednesday to learn how to generate Big Results from Small Amounts!

Additional 20% FYC Bonus Campaign for IA Business

Good job to the members who are now on track to getting the CPB this year: Anna Chen, Carmen Ke, Charles Ching, Darren Ng, Ella Chen, Esther Yu, Jack Lai, Jennifer Chan, Kenny So, Paddy Cheung, Patrick Ng, Peter Yeh, Shirley Lu, Sophia Fan, Sophia Li, Stanley Tsui, Wilson Ng and Yuki Ozawa, these members have about 2 more months to place a year total of FYC10,000 to get an additional 15% FYC bonus.

Remember all winners will get a further 5% making the total additional bonus to 20% if there are 15 or more qualifiers!

And for whose who’ve already qualified, doing more business means more total bonus for you.

Connection Campaign 2020 – Earn Extra 5% FYC Bonus on Your Business with Every New Connection

Some members have indicated that business with clients has been slower this year due to the pandemic but don’t let the situation prevent you from growing your overall income.  Connect with your external broker network and share with them the different resources you have from the Platform – marketing support, client events, unique trainings, exclusive campaigns, knowledgeable processing, etc., that they are currently lacking and get additional rewards for your connections!

Carriers’ Updates

B2B

B2B has extended its COVID-19 measures for loan applications below:

Until January 31st, 2021, B2B will allow:

  • Handwritten signatures on applications and documents scanned and submitted by email
  • Digital signatures on applications and documents submitted by email

Please include the EASE number in the subject line and only one client’s application and/or supporting documents per email.

Contact Danya Wang at danya.wang@b2bbank.com or (236)688-6201 for more details.

Canada Life

Insurance

Check out the financial tools here: https://planningtools.ca/ to help plan and meet your clients’ needs.

Contact wholesaler, Carol Ng at Carol.Ng@CanadaLife.com or (604)377-7203, or sales support, Hinris Chan at Hinris.Chan@canadalife.com or (604)443-8247 if you have any questions.

Investment

Review Canada Life’s new wealth solutions and updates to target risk asset allocation funds on attached CL Risk-Managed Marketing Toolkit and CL Target Risk Asset Allocation Funds Toolkit.

Ask Richard Chen for more information at his webinar at 11am, Friday, November 27th.

Meanwhile, contact Richard Chen at richard.chen@canadalife.com or 604)338-6416 or internal wholesaler Jessica Leung at jessica.leung@canadalife.com or (604)335-3513 if you have any questions.

iA

Investment

iAIM Weekly Fall Series

Webinar #4: U.S. Presidential Elections: Reactions and what’s next?

Time & Date: 9am PST, Wednesday, November 4th

Guest: John Parisella, Senior Advisor, National Expert on American Politics

Join the webinar

The presentation file for Hilda’s training last week is attached for your reference.

Contact Hilda at hilda.ng@ia.ca or (778)873-1254 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

Upcoming Virtual Trainings

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

Small Amount, Big Result — RBC Mike Jackson

10am, Wednesday, November 4th

This is the last training from Mike during this campaign to help you qualify for the bonus.

Join Microsoft Teams Meeting

LTC in View of COVID — SL Renee Ho

11am, Wednesday, November 4th

Listen to Renee’s presentation on changes to LTC coverage and how to promote LTC in view of COVID.

https://sunlife.zoom.us/my/reneeho
Meeting ID: 123 200 4996

Preferred Solutions For Individuals — EQ Monica Zhang

11am, Friday, November 6th

Monica will share two case studies to explain using Par WL to offer client much better estate transfer value and retirement income than other investment tools. Sales concept illustrations is included.

Join Microsoft Teams Meeting

Holiday Notice

Please note that our office will be closed on:

Wednesday, November 11th, 2020  (Remembrance Day)

Thursday, December 24th, 2020      (Christmas Eve, closes at 1:30pm)

Friday, December 25th, 2020           (Christmas)

Saturday, December 26th, 2020       (Boxing Day)

Thursday, December 31st, 2020      (New Year’s Eve, closes at 1:30pm)

Friday, January 1st, 2021 (New Year’s Day)

Normal operations will resume on:

Thursday, November 12th, 2020

Monday, December 28th, 2020

Monday, January 4th, 2021

Events Schedule – November (Updated)

The updated Events Schedule for November is attached for your reference.

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

Way Weekly Bulletin 201026

by kingtechadmin kingtechadmin No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Reminder on Office Guidelines in Managing COVID-19

A friendly reminder to all members to continue observing the health guidelines on COVID-19 and to keep safe amidst the second wave of the pandemic.

We continue to practice physical distancing and maintain a mandatory mask wearing policy at the office, with visitors sanitizing their hands upon arrival.  Fogging/commercial sanitization of the office will be arranged and advance notice will be given to the office users.

Persons who are not feeling well, travelled outside Canada within the last 14 days, who have been in contact with a person confirmed to have COVID-19 or have the following symptoms are asked not to visit:

  • Fever
  • Chills
  • Cough
  • Shortness of breath
  • Loss of sense of smell or taste
  • Diarrhea
  • Nausea and vomiting

For contact tracing purpose, please inform the Administration Department at admin@wayfinancial.ca if you have been exposed or diagnosed with the virus.

Our Operations Team continues to be at your service:

Compliance Reminder

Is your Business Compliant?

As an advisor, you’re obligated to operate a compliant practice and meet your regulatory and industry requirements such as Advisor Disclosure, Privacy Consent and suitability documentation. To demonstrate compliance with these requirements your client file must contain:

  • A completed advisor disclosure and a privacy consent document, or the combined advisor disclosure and privacy consent which allows you to meet both obligations with one signature.
  • Sufficient documentation to demonstrate suitability of the product recommended and sold to the client and how it meets their needs.
  • A completed Reason Why Letter or similar documentation is required for both Insurance and Segregated Fund policies.

Additionally, advisors have regulatory obligations to keep:

  • Current and complete AML and Privacy compliance programs. Programs need to be updated at least every two years, or when triggered by factors such as changes in legislation, services or products.

Contact Stephen at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114 if you have any questions.

Connection Campaign – Advanced Bonus (October to November)

Many members are already making appointments to introduce their connections to the platform.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

RBC PAC Campaign 2nd Series – $2,000 Lump-Sum Bonus (September to November 2020)

Only five more weeks left to get your $2,000 for the PAC Campaign.  Attend RBC Mike’s training next week (10am, Wednesday, November 4th) to learn how to generate Big Results from Small Amounts!

Marketing Poster for Canada Life 3-Months Free Premium Promotion (November)

As previously mentioned, the Platform has designed a poster for your use in promoting the Canada Life 3-Months Free Premium campaign.  The poster is designed for members’ unique use so you would not see any logos, including Way’s, on it – feel free to add your own company logo to it.  The wording is also intended to push for immediate action from clients.  All business must be received between September 1st and December 1st inclusive. This offer extends to reissues, if the original policy qualified. The first premium must be paid for by the client for the contract to take effect.

 

PDF CL Term FAQ Final EN is attached for your reference.

 

Check out and utilize the attached and below posters for November:

       

 

Carriers’ Updates

Canada Life

Insurance

To make sure any document you submit with an eSignature is accepted the first time, review the attached CL E-signature Checklist and Q&A.

Why do I need to use an eSignature provider?

  • Signature validation
  • How do I make sure the signature is valid and long-term validation is enabled?
  • What can and can’t I do?

Obtaining client verification through non-face-to-face means is now a permanent process for all insurance products.

  • The new relaxed underwriting rules for disability insurance are now permanent.
  • Some of the higher limits for underwriting critical illness insurance without vitals or fluids are permanent too:
    • Ages 18 to 40 for $250,000 or less of coverage
    • Ages 41 to 50 for $100,000 or less of coverage

Review the attached CL NF2F Process Chart and CL Insurance Complete Guide for more information.

Contact wholesaler, Carol Ng at Carol.Ng@CanadaLife.com or (604)377-7203, or internal wholesaler, Hinris Chan at Hinris.Chan@canadalife.com or (604)443-8247 if you have any questions.

Investment

Canada Life new wealth solution  –  Risk Managed Portfolios designed to help your clients is coming soon. New Risk-Managed Portfolios will be available for sale once the prospectus is approved by industry regulators on or around November 4th.

Check out the resources page to get ready and see what’s new.

Meanwhile, ask Richard Chen at richard.chen@canadalife.com or ((604)338-6416 or internal wholesaler Jessica Leung at jessica.leung@canadalife.com or (604)335-3513 if you have any questions.

iA

iA has informed us that they are making system updates to your Advisor Centre’s login so you temporarily may not able to see your clients’ account. We’re currently following up with iA to get this back on as soon as possible.

Contact the Processing Team at process@wayfinancial.ca if you have any questions.

Investment

iAIM Weekly Fall Series

Webinar #3: Bond market: where to go for safety?

Time & Date: 8am to 8:30am, Wednesday, October 28th

Guest: Alexandre Morin, CFA, Principal Portfolio Manager, Fixed Income

Join the webinar

iA revamped investment loan program is here!

More information will be available at Hilda’s training at 11am, this Friday.

Meanwhile, contact Hilda at hilda.ng@ia.ca or (778)873-1254 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

Upcoming Virtual Trainings

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

Canada Life Days – Registration is open

9:30am, Wednesday, October 28th

Join the sessions which include:

  • Insurance sales generators
  • Partnering with our advanced team to increase your large case business
  • Managed solutions – A look at how they can benefit you, your practice and your clients

Register in advance

Prospecting Strategies: Turn Potential Prospects to Clients — Amanda Ngan

11am, Thursday, October 29th

MDRT prospecting expert, Amanda, will tell you how to generate steady client streams.

Join Microsoft Teams Meeting

iA’s New Investment Funds and Investment Loan Program to Help You Do More Business — iA Hilda Ng

11am, Friday, October 30th

Don’t miss Hilda’s presentation on iA new funds and loan program.

Click on the link below to join:

https://us02web.zoom.us/j/84379499453?pwd=Ym0wZS81UERhRGQwdjZROEV2eEl2dz09

News from the Insurance Council of British Columbia

Disciplinary Decisions

Wah Shing Jacky Chan was disciplined for failing to meet the requirements of the Insurance Council’s continuing education program for three licensing years.

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

 

Way Weekly Bulletin 201013

by kingtechadmin kingtechadmin No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Connection Campaign – Advanced Bonus (October to November)

A few members have already qualified for the Connection Advanced Bonus by successfully connecting external brokers to the Way Platform.  Some others are also on track by arranging appointments with the office to introduce their network to Way.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/

There are only 6 weeks left to this unprecedented campaign – don’t miss out.

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

New Text Templates for Prospecting Clients

Further to RBC’s training last Wednesday, the presentation and PAC Playbook are attached for your reference.

RBC has also provided a special marketing piece to reassure your clients during the current time of market volatility.  This is a good door opener to start a PAC for them and get the additional $2,000 bonus from the current PAC Campaign!

Here are the text templates for you to send out to your clients along with the RBC piece:

Hi XXX, given the current sociopolitical events causing market volatility, I want to reassure you that investing at regular intervals is an effective and potentially less stressful approach to building wealth over the long run and during any type of market.

Check out the RBC advice below and I will call you shortly to help you with this.

XXX 你好,近期一連串的社會和政治事件,引致投資市場波動不已,因此我想向您重申,定期定額投資是一種最有效的長線投資方法,在任何類型的市場下都可以減低風險,積累財富,壓力也最少。

請閱讀下面RBC的建議,我會這週打電話給您,幫助您利用這種方案。

XXX您好,近期一连串的社会和政治事件,引致投资市场波动不已,因此我想向您重申,定期定额投资是一种最有效的长线投资方法,在任何类型的市场下都可以减低风险,积累财富,压力也最少。

请阅读下面RBC的建议,我会这周给您电话,帮助您利用这种方案。

Carriers’ Updates

Canada Life

Insurance

Download the new illustration (version 4.4) and see the full product and pricing details on attached CL PDFs.

Canada Weekly Call

Time & Date: 10am PST, Wednesday, October 14th

Speaker: Hugh Moncrieff, Executive Vice-President, Advisory Network and Industry Affairs, Carol Neuss, Assistant Vice-President and Chief Underwriter & Dr. Bruce Empringham, Medical Consultant, Advanced Advisor Practices

You will learn about what Canada Life is doing to help advisors build better businesses to serve Canadians and an update on underwriting processes.

Register in advance

Canada Life Days – Registration is open

Time & Date: 9:30am to 1:40pm PST, Wednesday, October 28th

Session include:

  • Insurance sales generators
  • Partnering with our advanced team to increase your large case business
  • Managed solutions – A look at how they can benefit you, your practice and your clients

Register in advance

*Top Member Training on Prospecting Strategies by Amanda Ngan originally scheduled for the morning on the 28th will be rescheduled to the same time at 11am on Thursday, October 29th.

Canada Life SimpleProtect Demos

Time & Date: 10am PST, Tuesday, October 27th

Join the webinar

Contact Carol Ng at Carol.Ng@CanadaLife.com or (604)377-7203, or Hinris Chan at Hinris.Chan@canadalife.com or (604)443-8247 for any questions you may have.

iA

iA Connected

Check out the different ways to post video content on your social media here.

Remember the iA dividend bonus for clients will end this month on October 31st .

Contact Rishu Bains at rishu.bains@ia.ca or (604)354-2711, or Michelle Kwan at Michelle.Kwan@ia.ca or (604)737-9154 for iA’s new Par and other life business, and Jackie Singzon at (604)220-7692 and Danielle Fairbank danielle.fairbank@ia.ca or (778)886-8492 for Critical Illness and Acci7 Hospitalization Benefit.

Investment

The iA weekly webinar series, hosted by Mr. Clément Gignac, Chief Economist, is back!

iAIM Weekly Fall Series

Join this new series of webinars with weekly special guests every Wednesday at 8am which run until December 2nd.

Webinar #1: Stock market: What’s in store for the rest of 2020?

Time & Date: 8am to 8:30am, Wednesday, October 14th

Guest: Marc Gagnon, Vice-President and Principal Portfolio Manager, North American Equities

Join Meeting

Contact Hilda Ng at hilda.ng@ia.ca or (778)873-1254 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

RBC

For those who have missed the past RBC GAM conference calls, see below to listen to the recordings.

RBC Global Equity – Q3 Update

Speaker: Jeremy Richardson, Senior Portfolio Manager, Global Equities RBC Global Asset Management (UK) Limited.

Jeremy has talked about the Q3 performance of his team’s funds, developments in the risk environment, summary of recent trading activity, and several potential paths forward for global equity markets.

Listen to the recording here.

Emerging Markets Equities Update

Date: September 22nd

Speaker: Laurence Bensafi, Portfolio Manager & Deputy Head of Emerging Markets Equities, RBC Global Asset Management (UK) Limited.

Topics include:

  • recent performance and current valuations across countries, sectors, and currencies
  • outlook for economic growth
  • overview of recent thematic research and related investment opportunities
  • fund performance and positioning.

Listen to the recording here.

Contact Mike Jackson at mike.jackson@rbc.com or (604)363-7583 or Matthew To at matthew.to@rbc.com or (604)699-2350 if you have any questions.

Upcoming Virtual Trainings

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

Real Life Case Studies: Advantages of PAC — Carmen Ke (Chinese; English available subject to the case client’s requirement)

11am, Wednesday, October 14th

Join Microsoft Teams Meeting

Seg Funds and Estate Planning Update — ML Stefan Goddard

11am, Friday, October 16th

Click on the link below to join:

https://manulife-johnhancock.zoom.us/j/96685492814?from=msft

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

 

Way Weekly Bulletin 201005

by kingtechadmin kingtechadmin No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Carriers’ Updates

Canada Life

Repricing of Disability Income and Universal Life plans effective October 13th:

Review the major changes in attached PDF CL DI & UL.

Make use of this last week to get the current rate for your clients!

 

A new illustration (version 4.4) will be available on October 13th, which includes product updates, pricing changes and software improvements.

 

New online CE-accredited courses now available:

  1. Understanding critical illness insurance
  2. Understanding term life insurance
  3. Understanding universal life insurance

Note: You can expect to receive your CE certificates by email within 7-10 days of successful course completion.

 

Contact Carol Ng at Carol.Ng@CanadaLife.com or (604)377-7203, or Hinris Chan at Hinris.Chan@canadalife.com or (604)443-8247 for any questions you may have.

Equitable Life

Equitable Life is extending the Evidence of Insurability Requirements Temporary schedule until October 31st. See the attached temporary schedule and FAQ for your reference.

Contact Monica Zhang at mzhang@equitable.ca or (604)366-4314 for more details.

iA

 

Check out the new EVO version 2.4, effective October 5th  and download it from here.

Remember the iA dividend bonus for clients will end on October 31st .

Contact Rishu Bains at rishu.bains@ia.ca or (604)354-2711, or Michelle Kwan at Michelle.Kwan@ia.ca or (604)737-9154 for iA’s new Par and other life business, and Jackie Singzon at (604)220-7692 and Danielle Fairbank danielle.fairbank@ia.ca or (778)886-8492 for Critical Illness and Acci7 Hospitalization Benefit.

Manulife

Further to members’ request on past Friday’s training video, watch the recording here: How Business is Different with COVID-19 Changes in Asian Markets.

Here is a Mandarin third training recording on Manulife’s e-process and underwriting changes presented by Chris Chang for your reference: AMU01 – E-Processes and Underwriting Updates.

Chris can be reached at chris_chang@manulife.com or (604)355-4879 for more details.

Sunlife

Have you checked out the advisor’s best practices on Sunlife’s COVID-19 advisor resource hub? Click here to discover how the resource hub for client-focused advisors can help you from business building to marketing yourself, and client engagement to professional insights.

Contact Viola Lam at Viola.Lam@sunlife.com or (604)417-0791 or Renee Ho at renee.ho@sunlife.com or (604)657-9251 for any questions you may have.

Live webinar: Beyond Illustrations

Time & Date: 10am PST, Wednesday, October 21st

Join the webinar to understand the proper use of life insurance illustrations, comprehend how a dividend scale interest rate (DSIR) for Par insurance is constructed, and what factors are highly correlated to the DSIR.

Register here

Additional 20% FYC Bonus Campaign for IA Business

Earn Extra 5% FYC Bonus on Your Business

Get additional 5% FYC bonus on your insurance business whenever you connect a new member!

Upcoming Virtual Trainings

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

Advocis Practice Development Module 2A — Marketing

8:30am, Tuesday, October 6th

Way is providing an extra training resource to our members by offering the Advocis Practice Development series, focusing on skills and knowledge for newer advisors to further your development and ensure success in the industry.

Join Microsoft Teams Meeting

 

Lump Sum vs PAC: How to Compare — RBC Mike Jackson

10am, Wednesday, October 7th

Get your advance of $100 bonus by submitting 5 PACs and $200 bonus by submitting 10 PACs before this training session!

Join Microsoft Teams Meeting

Top Members’ Training: Always Think Big — Sunny Chan

11am, Wednesday, October 7th

The spots for in-person participation for this session are open for registration – send an e-mail to admin@wayfinancial.ca to confirm your spot.

Join Microsoft Teams Meeting

Permanent Life Insurance Options:  A Deeper Dive into Participating Whole Life and Universal Life Insurance — CL Carol Ng

11am, Friday, October 9th

Join Carol’s presentation on permanent life insurance options to reach your business goals.

Join Microsoft Teams Meeting

Holiday Notice

Please note that our office will be closed on:

Monday, October 12th, 2020           (Thanksgiving)

Wednesday, November 11th, 2020  (Remembrance Day)

Normal operations will resume on:

Tuesday, October 13th, 2020

Thursday, November 12th, 2020

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

 

Way Weekly Bulletin 200928

by kingtechadmin kingtechadmin No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Virtual Client Events    

#9 Individual Pension Plan; #12 Lifetime Capital Gain Exemption; #13 Purification; #1 Health Spending Account

Time & Date: 10:55 am, Saturday, October 3rd

Language: Mandarin

Time & Date: 1:55 pm, Saturday, October 3rd

Language: Cantonese

#3 Interest Deduction; #14 Passive Income Avoidance

Time & Date: 10:55 am, Thursday, October 15th

Language: Mandarin

Time & Date: 1:55 pm, Thursday, October 15th

Language: Cantonese

Speaker: Life & Wealth

Life & Wealth hosts a series of webinars for clients including Crisis Rebound Investment Secret Manual, RRSP Mistakes & Solutions amongst others. Contact Theresa Lai at 604-278-0122 (ext. 105) or theresa.lai@grandtag.ca for more details on how to participate and share the resource with your clients.

Marketing Poster for Canada Life 3-Months Free Premium Promotion (October)

As previously mentioned, the Platform has designed a poster for your use in promoting the Canada Life 3-Months Free Premium campaign.  The poster is designed for members’ unique use so you would not see any logos, including Way’s, on it – feel free to add your own company logo to it.  The wording is also intended to push for immediate action from clients.  There will be a poster for each of the subsequent months of the campaign.

Check out and utilize the attached and below posters for October:

             

 

RBC PAC Campaign 2nd Series – $2,000 Lump-Sum Bonus (September to November 2020)

 

Congratulations to Wilson Ng who has already won $300 in advanced bonus and on track to the first tier of reward.

For other members, get your advance of $100 bonus by submitting 5 PACs and $200 bonus by submitting 10 PACs before Mike’s next training session on October 7th, at 10am!

Connection Campaign – Advanced Bonus (October to November)

Campaign will start in 3 days! Quite a few members are already making appointments to introduce their connections to the platform.

When you have a potential connection, simply input their names and information on the bottom part of Way’s homepage to get started: https://wayfinancial.ca/

Feel free to ask Stephen for more details at stephen.lai@wayfinancial.ca or 604-279-0866 ext. 114.

Apexa Onboarding

We are pleased to announce that Way’s Apexa account is already set-up and we will be inviting members to on-board the system shortly.

For those of you who are not familiar with Apexa, it is a digitalized platform to simplify contracting, consolidate advisors’ profiles and manage compliance risks all at once.  It is a new requirement of our industry with carriers requesting that each advisor to have an Apexa account.  With Way’s subscription, our members can utilize the service to make their business more efficient.

Our Contracting colleagues will be hosting training sessions to walk you through the set-up of your individual Apexa account.  Several small training groups will be organized to make each session more effective.  Look out for the invitation shortly.

You can find more information in the two attached Apexa PDFs.  Go through the Tip Sheet to see what information you need on hand when creating your Apexa account.

If you have any question in the meantime, feel free to reach out to contracting@wayfinancial.ca.

Carriers’ Updates

Canada Life

Investments

Canada Life Wealth Live

Time & Date: 10am PST, Thursday, October 1st

Find out more about the direction of Canada Life wealth, including how they’re elevating their wealth product and distribution to help you and your clients succeed.

Register now

Further to members’ request on last Friday’s training presentation, attached is the file for your reference.  Wholesaler Richard Chen can be reached at richard.chen@canadalife.com or ((604)338-6416 if you have any questions.

iA

 

Insurance

iA has enhanced their electronic signature in EVO which aimed at providing greater flexibility for your clients and a better user experience!

Two options are now available to your clients to access the documents to be signed:

  •  Security question (new)
  •  Code received via text message

See more detailed information here.

Contact Rishu Bains at rishu.bains@ia.ca or (604)354-2711, or Michelle Kwan at Michelle.Kwan@ia.ca or (604)737-9154 for any questions you may have.

Hot Spots with Life & Living Benefits

Time & Date: 10 :30am PST, Monday, October 5th

Join Rishu Bains and Jacqueline Singzon as they bring you back into the game with key points to shine in your business with new flow for delivery, product solutions and instance acceptance!

Register in advance

Investment

iA has revamped its investment loan program with reduction in interest rates and highlights below:

More information will be available at Hilda’s training for Way members next month. Meanwhile, contact Hilda at hilda.ng@ia.ca or (778)873-1254 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

iA Connected

iA has simplified insurance underwriting for clients aged 50 or younger. To benefit from this instant acceptance client experience, all it takes is to complete the personalized and simplified declaration of insurability on EVO. Telephone interviews are still required for clients who buy more than two million dollars in life insurance.

Click here to see the medical requirement chart, which includes the most recent updates, including the temporary easing standards applied because of COVID-19!

Upcoming Virtual Trainings

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

 

Par Whole Life for the Children’s market — EQ Monica Zhang

11am, Friday, October 2nd

Listen to Monica’s presentation on par for the children’s market.

Join Microsoft Teams Meeting

Happy Mid-Autumn Festival & Early Office Closure

Please note that our office will be closed early at 1:30pm for Mid-Autumn Festival on Thursday, October 1st, 2020.  

Wish everyone Happy Mid-Autumn and a lovely time with your family and friends.  

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.

 

 

 

Way Weekly Bulletin 200924

by kingtechadmin kingtechadmin No Comments

Dear Members,

The weekly bulletin informs members recent initiatives, campaigns and more, so check it consistently to stay up-to-date with ways to grow your business.

Carriers’ Updates

Allianz

Allianz has launched the COVID-19 Insurance and Assistance Plan, a new stand-alone plan that covers emergency medical and quarantine expenses related to COVID-19. If your client tests positive for COVID-19 while travelling, this plan makes for an ideal complement to the Emergency Hospital and Medical and All-inclusive plans.

Join the live webinar sessions to learn more about what this plan has to offer should your clients test positive while travelling.

Register in advance

Contact Judi Kjartansson at judi.kjartansson@allianz-assistance.ca or (778)834-4282 if you have any questions.

Apexa

Some advisors have started migrating to the Apexa system to manage their contracts and compliance requirements.  Look out for your invitation where Way’s Contracting Team will help you either create a new account if you are new to the system or merge your existing one.

Contact the Contracting Team at contracting@wayfinancial.ca if you have any questions.

Canada Life

New Insurance Internal Wholesaler, Fei Kong, is now on board to support your business with Canada Life.  Along with Carol and Hinris, Fei can help on illustrations, sales concepts, product training and questions, positioning and sales ideas, preliminary underwriting inquiries and pending business questions.

The wholesalers’ contact information are as follow:

Carol Ng Carol.Ng@CanadaLife.com (604)377-7203
Hinris Chan Hinris.Chan@canadalife.com (604)443-8247
Fei Kong fei.kong@canadalife.com (778)859-2515

Desjardins

A new business campaign is launched with Desjardins that runs until the end of this year!  Get a $25 gift card for each life or CII case submitted and placed!  Ask admin@wayfinancial.ca if you have any question.

Contact Lori Hartery at lori.hartery@dfs.ca or (604)346-5600 or Andrew McLeod at andrew.mcleod@desjardins.com or (778)231-9254 if you have any questions.

iA

Investment

iAIM Weekly Fall Series

Webinar #2: Investing overseas: Where are the opportunities?

Time & Date: 8am to 8:30am, Wednesday, October 21st

Guest: Pierre Chapdelaine, CFA, Principal Portfolio Manager, International Equities (iAIM)

Join the webinar

Contact Hilda Ng at hilda.ng@ia.ca or 236-688-6201 or Barbra Vuan at barbra.vuan@ia.ca or (604)737-9245 if you have any questions.

Upcoming Virtual Trainings

Please note the sign in and out times are stamped by online training apps (MS Teams, Zoom and etc.) automatically when the meeting starts and before the meeting end. In order to ensure that you are entitled to the CE credits earned of a training, some carriers have advised the following guidelines:

 

  • Input your full legal name and email address when joining the training.
  • Join the meeting on time to log the sign-in time.
  • Leave the online meeting room only when the presenter confirmed that the training is over.

Advocis Practice Development Module 3A — Prospecting

8:30am, Tuesday, October 19th

Way is providing an extra training resource to our members by offering the Advocis Practice Development series, focusing on skills and knowledge for newer advisors to further your development and ensure success in the industry.

Join Microsoft Teams Meeting

See attached Advocis Module 2 Activity Sheet to refer to during the training.

Business Management on Plan Your Year End Tax In Advance – Stephen Lai

11am, Wednesday, October 21st

Join Microsoft Teams Meeting

Wealth Transfer Using IA PAR — iA Rishu Bains

11am, Friday, October 23rd

Click on the link below to join:

https://us02web.zoom.us/j/83959413046

Events Schedule – November

The Events Schedule for November is attached for your reference.

Best regards,

 

Administration Department

 

“The WAY to connect people. The WAY to drive business.”

 

Way Financial Inc.

 

 

Tel:  (1) 604 279 0866

Fax: (1) 604 278 0133

www.wayfinancial.ca

 

2nd Floor, 8171 Ackroyd Road

Richmond, BC V6X 3K1

 

This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure.

If you are not the intended recipient, please notify the sender immediately by return e-mail, and then delete the e-mail from your system. Any disclosure, dissemination, distribution or copying of this e-mail is strictly prohibited.